Transactions are broken down SAAS fees = licensing fees this...

Transactions are broken down

SAAS fees = licensing fees this allows and caters for the bank transfers which in turn is a processing event
lending = lending fees in which is a processing event
processing fees = credit card and eftpos transactions are a processing event

now for build costs you would classify as a processing event as we have received funds for the build etc

if you add them all together you get a total volume processed

Therefore cash receipts are a return on that total

Thats how it was explained to me by a person in the payments sector, so i can only go by what i was told

So if i am proven wrong by Spenda or someone else in the payments sector then i will look like a complete dickhead, and i will apologise