The idea that retailers are going to choose APT or Z1P is laughable. They will want to maximise their ability to offer customers as many ways to pay for things as possible. As pressure mounts on consumer and luxury good retailers they will be lining up to get both Z1P and AFT on their POS systems.
Consumerism in western society isn't going to stop because of a pandemic. Consumers need retail therapy now more than ever.
Possible price target $3, page-53
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