and this is IMO why Z1P has got it over all other BNPL players including juggernaut APT. Better quality, credit checked customers who pay on time. Only 1% of Z1p customers apparently according to Larry pay the late fee vs 1 in 5 for the other players. They’re offering a financially responsible product solution that puts the customer first, and in charge of their finances. Much much less risky than all the bad debt losses weighing down APT. Win win.
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and this is IMO why Z1P has got it over all other BNPL players...
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