candyman, your question is so broad that if what you're saying re consumer sentiment rings true, then it's bad news all round.
yes, fintech businesses are less impacted vs other industries (eg retail, tourism, arts, travel, health care).
what matters most will be capacity to ride out the storm...gonna need deep pockets with financial runway of 6-12 months minimum
Possible target price of $15-20, page-2189
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