I am not an employee, but I had significant dealings with them...

I am not an employee, but I had significant dealings with them recently which impressed me.

I believe CBA has competitive advantages over its rivals in terms of brand, size, management, distribution, IT and customer service.

Long-term income-producing investments appeal to me.

I am attracted to the high growing dividend yield of CBA shares and the added benefit of franking credits for taxation.

But shares are riskier than deposits in the bank. Share prices can fluctuate, unlike deposit principle.
Shareholders also rank lower than depositholders if the company is ever wound up.

I think it is about time to offer praise where it is due.

We are continually bombarded with politically-motivated bank bashing orchestrated by people like the federal Treasurer.

It is far better for everyone in the community to have highly profitable banks.