price target 7.50, page-82

this will get sold down heavily on bad report, hence why don't put your entire life savings in.

as I've also suggested earlier, for new BNPL, there are some key metrics to watch out for when assessing a good report, as for those who don't know what they're looking for, a temporary "blip" sell down can happen while the report is being articulated. this shakes loose hands before kicking up and putting the pedal to the medal.

if you're an emotional investor, BNPL will be a true test and learning curve. hold long and string, ignore the noise.

ps - david has added no value other than his predictions based on something so subjective in the current market - value. we take his comments on board but have countered it with some key factors ie liquidity, volume, employment rates, interest rates/rba, debt growth, generational shift in spending etc etc ... nowhere near a recession otherwise David's comments come into play a lot more.

my opinions only, dyor