Thanks Kincella, I will. The time difference kills me a bit. In the mean time, interest rates are likely to come down again next week. Therefore, it will compound my problem (re $5+) even more. I've got a few friends in banks in they are expecting a couple of rate cuts in succession. Do, i cut my losses now and get out (clean up the mess) and then sort it out after or do i just let things go as normal and hope for a resolution (in my favour) within the next month or so. I know a simple call will give me a clearer picture. Thanks again!
