"This results in an unusually high HDI as averages are typically greater than medians, and is further amplified as the HDI is STACKED with artefacts like SUPERANNUATION which cannot be drawn upon to finance debt repayments."
sero----im sure you are a smart guy---you would realise this is a pretty self serving load of crap----the rba says it is around 4.5 as well--
its 4.5x---forget 9
anyone who thinks is 9---or who has said 9 is either lying, deluded or stupid---take your pick
proof of the house price bubble, page-21
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