Property and Population, page-76

And if inflation and cost of living such as fuel and electricity go up then these families are dead duck and so does the local economy because no one will go out for dinner coffee or a beer because they can't afford it. And rest assured inflation is already start to creep up because people have to increase their cost of products/labour to cover their mortgage payment. Oil prices has dropped to it lowest and yet the price at the pump remain high. Imagine it oil prices go back up and gas prices go up real pain will kick in for the mortgage of average family. IMO