property investing advice for a beginner, page-43

Stay variable everyone is saying as its obvious the Fed will be dropping rates by end of next year and we will be going to Zirp straight after.

Rates must stay low for another 5 years here to let all the debt be serviced obviously.

If you fix now, you will lose out over the next few years.

The question for me is to pay out P&I or just % only. I am paying out a heap more of P&I voluntarily now but intend to accelerate the number of rentals in the next 3 years. However what has happened is my variable has shot up but the bank will reduce it greatly if I start paying P&I on all loans. I currently have 3 rentals.

Thoughts anyone. PS I can easily afford to meet P&I on all loans.