"And ont use 'shopping at markets etc-might as well say grow your own....."
Markets are 20-30% cheaper than supermarkets. If you want to save money pay cash at a market, save thousands per year. And the produce is fresher and there's more variety than your typical supermarket.
If you think using a credit card is saving you money you are badly mistaken.
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"And ont use 'shopping at markets etc-might as well say grow...
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