It's hard to comment with all the facts, but 'super' as an...

It's hard to comment with all the facts, but 'super' as an option has been knocked around a lot in the last few years (irrespective of what type or investment you have) as a general statement in the media and largely because default / balanced funds have been knocked around badly by low returns (what goes up must come down).

A lot of people are just itching to get their money out of super and into 'something tangible' like property and having no undeductible debt is attractive. I guess if the wheelin and dealin involves property developments, which are a bit tricky in an SMSF, then he reckons it's worth it, even after tax. Remember the interest is after 100% marginal rate and any CGT if over 12 mths is at 50%....

Everyone's situation is different and often not all the facts are known.