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    Imagine if you decided to create a BNPL system that works. How long do you think it would take to create and test? I'm guessing at least a year away before it's ready to be released and promoted. Happy to hear industry expert opinions on launching something like this. I know how long things usually take in the business world and usually takes a long time from the first idea. Apple and Goldman also have to agree to each other's terms. I could see that going on for months alone.
 
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