question, page-6

Littlefeat - good you have these options.

Things to consider is that whilst it is nice to have these options , liquidating this house will give you stress free feeling plus the joy of some travel , however it is amazing how quickly surplus cash disappears.

If you have a property in a sought out area , the capital appreciation will continue over the long term and 55 is still young. You may need to consider that the investment property 5 -10 years time will show sufficient growth to allow you to pay off the better house or at least reduce the debt and still give you the freedom needed.

If you have shown some good appreciation in value another option may be to raise a line of credit against your ppor , use some of it , and limit how much for a holiday as a reward and maintain the course you have successfully charted for the next decade.

Whatever you decide good luck.