Also worth mentioning the recent drop in Personal Insolvency figures.
From the half yearly:
"During the first half, new client numbers for debt agreements decreased by 10% (the market decreased 16%)"
You can get the stats here:
https://www.afsa.gov.au/statistics/personal-insolvency-statistics-0
At this point, I'm not sure what to make of that, although I do expect that some of this is due to the change from formal to informal agreements.
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