Plus it only kicks in after 75k (at a still concessional 15%), which is well, well more than the say ~50k that one would need to live in comfort. Plus it isn't even eroding your capital but purely the earnings!
Why shouldn't the rate be the same (or at least a bit closer) than as everyone else's income flows from investments? Savings are savings are savings be it cash, property or shares/bonds/ Super already gets huge concessions in accumulation phase, mainly as compensation of not being able to access, so why differentiate when it is back in the mix with everything else?
