I note realisation deferred capital gains get mentioned as a way the 75k is breached by what would be a "modest" fund. I will admit they would do well to explore ways to help modest funds avoid (perhaps a minimum assets limit before it applies).
But the current arbitrage that can occur with capital gains and super winds me up. Say an entity buys a house, be it an individual/company/trust etc they have to abide by the rule main residence = tax free, investment property = tax on cgt. But super funds through these concessions can drive a truck through that divide. Just buy near the end of accumulation phase and sell for a huge gain in pension pahse. No wonder the Aussie property market is a speculators wet dream.
