Jimmie
It's a trading account with CommSec re Sharetrading follow this link to Commsec re Learning Centre.
http://www.comsec.com.au/Public/InvestorEducation/LearningCentre.aspx
I don't know how to set one up as I got one from Avcol when the got brought out by CommSec
So I have one of each.
Dutchy