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Planning is important but the most important part of every plan...

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    Planning is important but the most important part of every plan is to plan on the plan not going according to plan.

    A plan is only useful if it can survive reality.
    And a future filled with unknowns is everyone's reality.
    A good plan doesn't pretend this weren't true; it embraces it and emphasizes room for error.
    The more you need elements of a plan to be true, the more fragile your financial life becomes.

    Last edited by sonnypls: 19/07/24
 
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