be willing to close the card; or say you've been offered something with such and such (look on finder.com.au and mention some of those)Be polite and cordial; mention how you really like the card but you're willing to go elsewhere to save on the annual fee and 0% on purchases. Get put through the retention team!
Virgin money straight up give me a cheque instead of wasting time with a BT - I think Citi own them.and do something similar: That being said some banks are better. CBA are turds, I have a diamond card and it's like getting blood from a stone with them but virgin on my poverty spec card chuck mad funds at me.
Back in the day ANZ gave me a 45k limit card as a student working part time at Woolies and everyone calls BNPL predatory lol. ANZ helped me make my first 6 figure grip son haha!
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