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RBA speech on BNPL surcharges, page-16

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    Maybe it's just frustrated holders? I'm not sure. Ironically I've had something like 10 new followers from the Z1P forums over the last week or so, so I suppose people are finding this information useful. It's normally the people who have no clue and are unwilling to learn who are the loudest on these forums. There are plenty of people who read these posts and take something away from them.

    If I'd to venture a guess I'd say people learn more from objective (positive/negative) analysis than they do from the personal and frustrated attacks by the Z1P cheer squad.
 
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