" It would not be a good outcome if they responded by over-extending themselves to try to get into the market during upswings "
Seriously you interpret that that as a massive down turn in the market?
Scotty people I know buying in the GC are not borrowing to buy, they are seeing bargains and money in the bank earns stuff all. They own stocks too but prefer property
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rba warns fhb's this is not time to buy, page-42
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