I don't entirely disagree with you. However there is always risk on the markets regardless.
If I wanted safe I'd put my $ in a term deposit and be lucky to get 3%.
So as you can see, I'm still on a Buy and am still wearing my red shirt as I believe there are plenty of good things on the way for MLM.
On a side note: Major Major Majors' father gave financial advice thus: Never borrow at more than 3% and never lend at less than 6%.
As always DYOR.
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