Guys, Most of us have been too kind. This is real cruel...

Guys,

Most of us have been too kind. This is real cruel world.....it is a pity many poor lamb/sheep just blindly (execuse me) come in to play with the crocodiles and wish the crocodiles to do something good for them........without the basic financial knowledge.

My language may sound cruel, but what I said is true.

I used to educate the market/sales people in funds management firm about investment products, and they in turn go out to educate financial planners.

The current chairman Paul Manka is just a financial planner.

Guys, don't hope, don't sit there, find out the truth, and ACT!