no disrespect to your young bloke but I am with drDan about the wife getting pregnet.
I have seen it at work many times, the young women there working as well to pay the mortgage, they fall pregnet and no longer can meet the repayments and have to move, a couple have sold the house for less than they paid 3 years ago.
I can only speculate that without her income they will be on about $250 a week to live on, for petrol, food, baby stuff, insurance, bills, clothes, and everything else. as well as unfosean expenses.
I know you see house prices climbing as their safety net, sadly i cant see any plausable reasoning on how this will happen unless inflation takes hold on wages, but I cant see the RBA allowing this due to how that will stuff australias economy, so higher interest rates would be a sure thing in that sinario.
