realistic expectations, page-5

Factor in the rent they save, both a lot closer to work, he will add value to the place with his ability to fix and within two to three years that area will be up in price. Point is better to have a record of saving when you have a loan. But they are dead keen to get in and make the necessary sacrifice - their choice - however values in that area will only go up and 5-7 years time they saw they would be better off. To save on an amount like that to meet the criteria you mentioned would be an unattainable goal. Keystart made it possible. They believe they will see better growth in equity this way than trying to save whilst paying high rents and extra travel. Similar to choices many of us made at the start and now don't regret.