Last I checked online you don't need a card and in the store a phone will now work - APT is a fad for simple minded fools and offers little value to society.
In saying all this think we could open up near $10 tomorrow once news of this spreads but could be a short term trade for a quick 20-30% bump and future then depends on overseas growth.
Let's not forget at $23 it was priced to perfection for all things to be going smoothly, with US rates also rising also don't forget APT has very little room to move as they don't charge clients anything and will be hard to squeeze retailers much more.
