The thing doesn't even make any money- its destined for a share price way below where it is about $5 would be right allowing for regulation lower interest rates on overdue payments and blow outs in overdue payments. Lets face it if you could afford to pay why would you pay in installments. Doesn't make sense - Customers are all poor credit risk and all the dressing up in the world is not going to change that.
The thing doesn't even make any money- its destined for a share...
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