its not a unique stock. Its hard to get excited when its one of...

its not a unique stock. Its hard to get excited when its one of 5 or 6 players in the market. Its likely it will be driven by pure fundamentals. They say the market is assuming APT will likely move beyond just BNPL....alot of these stocks need scale and until it grows large enough and more visible then no one will really care. Currently their is lots of BNPLs with fast growth.....they just have alot to prove. affirm has 510 M US in 2019, what is lby? its not even been reported yet and its nowhere near 70M annual let alone 100M NZD. I think once they hit the US properly and have two drivers of growth UK and US their it will be more noticeable, but the growth in NZ and AU is super low in revenue terms so.....