Hi Raja, Probably not possible to get a rational answer to your question with out giving people a lot of information that you shouldn't be giving on a forum like this. As well, advice that would be useful to a person 20 years from pension age and someone 2 years from it , very different. General advice such as maximising unrealised capital gains vs income easy. But you need to be mindful that you dont want to let lowering your tax, get in the way of strategies which increase your overall return. 2500 for audit and super return sounds cheap to me , but my fund is very complex . But a simple equities only fund, should be cheaper than that, depending how much prep work you can do yourself. If you have a fund less than 500k , you have to question whether an smsf is for you. Golden Fleece , is probably right [ even if a tad grumpy] , you need an accountant , or an industry fund. cheers
