This is set to continue right through to 2024 as the cheap fixed rates unwind. Unfortunately, with AASB17 rules kicking in from 1 January, next year we won't take the remaining unearned premium straight to earned premium on a cancelled policy but will recognise it over time (details of timeframes TBD). So while high levels of cancellations are undoubtedly good news, they won't be the sugar hit to earned premium in 2023 that they were in 2022. This is one of the aspects of the implementation of AASB17 that will be interesting to get the company's view on.
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