I understand you're reasoning but can't agree. I am in a...

I understand you're reasoning but can't agree. I am in a profession that stereotypically makes good money. Due to family/child needs it is hard to make ends meet. I buy lots of stuff off eBay, op shops or as refurbished. I feel the TGAs of the world are taking advantage of the under educated, non affluent groups who want the shiny object and don't know the alternatives. They are stuck with 2 year plans they can't possibly meet and eventually get hit with a summons in local court. Their wages/pension are garnished with accruing interest and judgment orders are made. It is taking advantage - pure and simple.