Lock in about 16% on your money with forecast price drops of 10% for 2012. Then, when you've collected your interest, rates will be 4% and you can buy your house back at a big discount and with a probable cut in stamp duties or some other dangling carrot to entice more buyers into the market. That's the problem with illiquid assets, when it's not going your way it can take years for the sentiment to change. Not easy timing the market but you've picked it like a dirty nose.
