What the govt should do is allow people to access a maximum level of funds say 25k from their superfund to help purchase their first home. This takes the stress away from the govt coffers. The 25k would not have A massive impact on the final super balance at retirement. Alternatively the superfund recoups it's 25k over a period of say 5 years by the fhb diverting principal repayments back into the superfund and making interest only repayments on the home loan. The first few years of p and I repayments hardly make dent on the loan balance. Just a thought and now back to star gazing... It's a wonderful night for it
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