I used to be a Home Finance Manager for a big 4 bank and Afterpay was a pain in the butt. If you owed $300 and were paying this off at $75 per fortnight, they would work out the monthly repayment and treat it as a personal loan that ran indefinitely. You would have to wait 3 + months for payment to end to not be treated as a liability. Not the end of the world but could fail servicing criteria. IN AUSTRALIA ONLY
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