Their arrangements with Alipay are different from say Tyro.. INP has 22,000 merchants and Alipay has chosen the best 5,000 that they want to target. INP model allows Chinese tourists to get vouchers and discounts when they are still in China and redeem them when they are travelling in Australia.
Bartercard is not the reason anyone buys this stock. INP has written down its value to ~$4m in their books. It makes a very small earnings contribution and takes up management time. I believe at some point INP will pass that on to a party who may be more interested in investing in that business, so INP can focus on the other segments which are quite exciting and have strong growth appeal.
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