Hi Trader_10,you need to clear up a misconception.Just because...

Hi Trader_10,

you need to clear up a misconception.
Just because you put money into super - does not mean it has to go into the share market.

All public super funds will have investment choices. These will offer anything between 100% cash to 100% shares.
There is such a thing as 'investor risk tolerance' and 100% shares may not be an appropriate level of risk for someone about to retire.

The super fund does have a default category if you make no choice, but they can't choose for you which is the best investment in your circumstance. Either you should choose the mix of cash/shares yourself - or you should see a financial planner to help determine it.

Hopefully you can now see the difference between: a super contribution, a fund, an investment choice.

Joel