"If we have people exiting the workforce at 50 as deemed too old, and they live to 90 that is 40 years retirement. Just insane."
Why do you think it's insane, Frantic?
I exited the work force at age 50 - 18 years ago - and won't mind if I have 40 years of retirement. I think it's wonderful. Wild horses couldn't drag me back to working in a 'team' environment filled with petty people playing office politics.
