"If we have people exiting the workforce at 50 as deemed too...

"If we have people exiting the workforce at 50 as deemed too old, and they live to 90 that is 40 years retirement. Just insane."

Why do you think it's insane, Frantic?

I exited the work force at age 50 - 18 years ago - and won't mind if I have 40 years of retirement. I think it's wonderful. Wild horses couldn't drag me back to working in a 'team' environment filled with petty people playing office politics.