Retirement, page-11

Single with own home and car.
You're right, the pension is enough as long as you have no debt and are content with the simple things in life. No problem with that, the simple things in life are often the best.

I agree that's the theory with super but it's difficult to do after a lifetime of saving money. Sort of goes against the grain and feels like living living living 65 dying dying as the money peaks and then falls.