When my husband smashed his ankle in an accident he ,was operated on by the on call ortho surgeon. No time to talk about "his choice", he was in the same room as a few other public patients who had had the same doctor, they had no charge and we were hundreds of dollars out of pocket and that was twenty years ago.
We still have insurance but pay an excess of $250 per person per year for any hospital stay.
Our fund has now been taken over by Medibank private, they now tell us no cover for hip surgery, knee replacements, and the list goes on.
We were founding members of our fund 40 years ago, and they say they look after members. It's no wonder people are dropping out of private cover.
A relative who is a theatre sister says that a large public teaching hospital is where you want to be if you are having major surgery, and especially if things go wrong.
When private hospitals have problems with patients after major surgery they often send them across to the public hospital where they have the better support.
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