older than you. You do need circa 250-500k to be worth the effort to set up a smsf. Upfront costs 2-3k then annually say 2-3k. In Accounting fees. Then you have to manage your own investments, which can go pear shaped when for instance you buy a few million AVZ shares at avg 12.5c and then a couple of years later they hit a low of 3.7c. Better of just buying Telstra or something. However, if AVZ go 15, 20, 50, or $1 or more then BINGO, all the pain is worth it. Good luck!
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