Hi Sally, hope you are well - long time since I looked at HRR -...

Hi Sally, hope you are well - long time since I looked at HRR - looks lie it's on the never-never.

However I like your quote below:

Anyone who lives within their means suffers from lack of imagination.

-------- Oscar Wilde -------

Let me paraphrase, with no disrespect to you or the great man; but:

Anyone who lives within their means will not suffer the indignation, regret and abject poverty of of Oscar Wilde when he died.

To give a direct quote:

When I was young, I thought that money was the most important thing in life; now that I am old, I know it is"

--------Oscar Wilde"------------