san diego - full summation of meeting, page-8

"If this is supposed to be your lifes' financial home run you are a gambler."

business case/investment reality - getting married is a 65/35 wager/gamble (even though they don't want to be classified that way)- automatically adjusting their investment risk profile to a high level

so the young married ones may as well get into BLT at the same time since they are now in the game of big gambles

BLT may be much better odds :)