Two of the three guys on the Money of Mine podcast would have...

Two of the three guys on the Money of Mine podcast would have university qualifications to get their previous jobs as researchers/analysts for brokers/banks etc, you don't get a job like that without brains and some education. Just because someone sounds like a bogan does not mean they don't have research skills or knowledge to impart.

As I said - I haven't heard the guest Koala's contribution yet and would prefer to hear their words in the podcast rather than rely on second-hand assertions about what they said from others.