Seems dodgy, page-39

The Banks have a very much following orders culture.
If I'm told to do it then it is not my fault.
A bank teller reporting a problem to a senior ( probably a senior bank teller ) he/she would have been told that if the Bank wanted their opinion they would be working in security.
If the senior teller did report it to the Branch manager he/she would have asked whether reports had been submitted as required.
If the Branch manager had the temerity to report it to a Regional Manager the Regional Manager would have asked whether all appropriate reports had been submitted.
If a whistle blower contacted a Newpaper they would have been told to write a story and they would look at it. ( Reporters have deadlines and this would look too hard )
In a large organisation it's very difficult for low level people to be heard ( and most employees are"low level")
So the question is whose desk did all the questions and reports ultimately land on ?
Who gave the order to do nothing ( see "it's not my fault above " )
Ultimately the penalties will be determined by how much political damage is being done or what political benefit can be derived
If this goes down to $65.00 I'm a buyer. I might as well have my snout in the trough as well.