Go to your accountant and talk over with him the possiblity of running your own superannuation.
Trust deeds out of queensland should cost you about $1000 all up. Accountant fees per year should cost $400 per year. Tax is 15% of all earnings so what ever you invest in it is a good return to you.
I would think cash at this point at 6.3% is a good investment.
Good luck in what ever you do.
Regards Dennis
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