Sandminer i have re ordered & added and re grouped, based on my opinion.
1)what you need
A brain
knowledge, no formal training required
Money
2)TOOLS you need
An accountant
An Auditor
An online broker
An Excel Spreadsheet
Software
a financial planner see 3 based on 1
3)What you do not need
past work experience
A computer to receive free news letters, free for a reason
too much noise based on the past
