A massive housing crash would need a few interest rate hikes by Aussie lenders, including loans already in place from before. The RBA is not stupid and will not do this, with a fragile economy.
The big 4 banks will slowly tighten rates and conditions for investor loans, but this will express itself in gradually rising rents. Renters will continue to rent regardless. Owner occupier loans are highly competitive and changes are unlikely or will be very minor. Either way, no massive housing crash on the horizon.
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