TP,
I have been very lucky over the last few months with UMC, GIR,RWD, & CNP given over all market.
Don't use Margin loans they can cause big problems, if you have to borrow, a line of credit is far more flexible if a problem occurs in the market. No margin calls, you can sort a problem out on your own.
If CNP happens like we think you will be swimming in cash again!
Regards
Buffett
